• Home
  • Blog
  • Contact
    • Location
  • About
    • Libby Guthrie
    • Ken Guthrie
    • Brittany Armenta Perez
  • Search the MLS
  • Sell
    • Sell My House
    • What’s My Home Worth?
  • Buy
    • Search the MLS
    • Home Buyers Guide – How to Avoid Costly Mistakes When Buying a Home
    • Frequently Asked Questions of Home Buyers
  • Reviews
    • Leave Your Review
  • FAQs

Guthrie Group Homes

Real Estate

Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Credit Score

Articles about Your Credit Score Related to Real Estate Financing

Your Credit Score also known as a FICO score is extremely important to be able to acquire financing to purchase real estate.

These articles can help you understand more about your credit score and the steps to take to get a loan to purchase a home.

 

5 Roadblocks to Affordable Homeownership (and Ways to Move Past Them)

April 7, 2025 By Libby Guthrie Leave a Comment

5 Roadblocks to Affordable Homeownership

Dreaming of a new home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1 According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and elevated mortgage rates have caused monthly payments […]

Share
Tweet
Pin
Share
Pocket
Buffer
0 Shares

Filed Under: Home Buyers Tagged With: Credit Score, First-Time Home Buyers, Home Buyer Tips

The 2025 Real Estate Report

January 13, 2025 By Libby Guthrie Leave a Comment

Home Values are going up in 2025

Experts Predict Home Values to Increase 1.5% to 3.6% in 2025. Top housing experts and economists give a glimpse of what mortgage rates, home values and the national real estate market will do in 2025. Key Takeaways Mortgages are forecasted to remain higher for longer; but there are things you can do to lower your […]

Share
Tweet
Pin
Share
Pocket
Buffer
0 Shares

Filed Under: Real Estate Tagged With: Credit Score, First-Time Home Buyers, Home Buying Tips, Home Sale Prices, Home Seller Tips, Market Report, Real Estate Market

Top 4 Factors to Consider When Choosing Your Mortgage

August 12, 2024 By Libby Guthrie Leave a Comment

Top 4 Factors to Consider When Choosing Your Mortgage

With home prices and rates still relatively high, securing a mortgage can feel daunting––even to the most experienced borrowers. But don’t let that deter you: If other homebuyers’ experiences are any indication, odds are you’ll eventually find a home loan that works well for you. In fact, most U.S. homeowners say they’re satisfied with the […]

Share
Tweet
Pin
Share
Pocket
Buffer
0 Shares

Filed Under: Financing Tagged With: Credit, Credit Score, First-Time Home Buyers, Mortgage

A Competitive Credit Score Saves Big When Actually Buying a Home

October 19, 2021 By Ken Guthrie Leave a Comment

Your Credit Score is incredibly important when you plan to buy a house or refinance a home mortgage. Yet this is one of the most overlooked parts of a home buying plan. The challenge is to start well ahead of the actual purchase of a home so you can position yourself in the best possible […]

Share
Tweet
Pin2
Share
Pocket
Buffer
2 Shares

Filed Under: Financing Tagged With: Credit, Credit Score, First-Time Home Buyers, Home Buyer Tips, Mortgage

Tips for Buying a Home Even When Your Credit Profile Isn’t Ideal

March 23, 2021 By Guest Leave a Comment

Tips for Buying a Home Even When Your Credit Profile Isn’t Ideal

Guest Post by Bob Shannon Photo from Pixabay When making large purchases that require a loan, building a good credit score is critical. Despite your best efforts, you may find that your credit profile isn’t ideal when it comes time to purchase a house. Many people find themselves in this situation, but there are things […]

Share
Tweet
Pin
Share
Pocket
Buffer
0 Shares

Filed Under: Financing Tagged With: Credit, Credit Score, Home Buyer Tips, Home Buying Tips

First-Time Home Buyer Tips

May 21, 2019 By Libby Guthrie Leave a Comment

I’ve put together 15 First-Time Home Buyer Tips for you to get started on your journey toward the American Dream of homeownership. These tips are a great way to get started, but they do not cover everything you need to know about buying your first home. Still, this should give you a good head start. […]

Share
Tweet
Pin184
Share
Pocket
Buffer2
186 Shares

Filed Under: Home Buyers Tagged With: Credit Score, First-Time Home Buyers, Mortgage

5 Little Known Hacks to Boost Your Credit Score

April 17, 2018 By Ken Guthrie Leave a Comment

5 Little Known Hacks to Boost Your Credit Score

BEFORE You Buy A Home! *  Please read our disclosures at the end of the article. You probably know by now that your credit score is critical to not only be able to qualify for a mortgage but also to get the best rate on your loan. So before you go house hunting, let’s get […]

Share
Tweet
Pin
Share
Pocket
Buffer
0 Shares

Filed Under: Home Buyers Tagged With: Credit, Credit Cards, Credit Score

Next Page »

Find Us on Social Media

Facebook
Facebook
fb-share-icon
Instagram
Pinterest
YouTube
YouTube
LinkedIn
LinkedIn
Share
Twitter
Follow Me

Our Most Popular Content

  • First-Time Home Buyer TipsFirst-Time Home Buyer Tips I’ve put together 15 First-Time Home Buyer Tips for you
  • Trilogy at Rio VistaTrilogy at Rio Vista Over 55 Community Have you been thinking about moving to a senior
  • A Homeowners Guide to Home Insurance A Homeowners Guide to Home Insurance Does Your Insurance Cover That? No one likes to
  • Real Estate - Home » Blog » Real Estate » You Just Listed Your Home, Now What? You Just Listed Your Home, Now What? You Just Listed Your Home, Now What? While listing and selling your home can feel
  • What $500,000 Will Buy You In Brentwood, CA vs. San Jose, CA What $500,000 Will Buy You In Brentwood, CA vs. San Jose, CA OK, we all know that buying a home
  • How Much Is My Home Worth? How Much Is My Home Worth? Get a FREE home valuation from expert

Blog Topics

  • FAQ's
  • Financing
  • Home Buyers
  • Home Improvement
  • Home Sellers
  • Homeowners
  • Libby and Ken Recommend
  • Local Communities
  • Page
  • Real Estate
  • Seasonal

guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

Would You Rather: Brand New Construction or Establ Would You Rather: Brand New Construction or Established Neighborhood Charm?Would You Rather: Brand New Construction or Established Neighborhood Charm?
One of the biggest decisions homebuyers face is choosing between a newly built home and a property in an established neighborhood. Both have unique advantages!
✨ Brand New Construction:
• Builder warranties and modern systems
• Energy-efficient features and smart home technology
• Customization options during the build process
• Everything is brand new—no immediate repairs needed
🌳 Established Neighborhood:
• Mature trees and landscaping
• Homes with character and unique architectural details
• Proven community with established amenities
• Often closer to city centers and developed areas
Pro tip: Consider your lifestyle and long-term goals. New construction is ideal if you want move-in ready perfection and modern efficiency. Established neighborhoods are perfect if you value location, charm, and a sense of community history.
Let us know in the comments which you prefer and why!
Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
Knoxville, Tennesseehttps://gghknoxville.com/contact-guthrie-group-homes-knoxville/
#RealEstate #HomeBuying #NewConstruction #EstablishedNeighborhood #RealEstateTips
𝐒𝐩𝐫𝐢𝐧𝐠 𝐂𝐥𝐞𝐚𝐧𝐢𝐧𝐠 = 𝐇𝐢𝐠𝐡𝐞𝐫 𝐎𝐟𝐟𝐞𝐫𝐬? Spring is offic 𝐒𝐩𝐫𝐢𝐧𝐠 𝐂𝐥𝐞𝐚𝐧𝐢𝐧𝐠 = 𝐇𝐢𝐠𝐡𝐞𝐫 𝐎𝐟𝐟𝐞𝐫𝐬?Spring is officially here, and if you're thinking about listing your home this April, now's the time to prepare for peak buyer activity.
Here's the truth: buyers are out in full force during spring, but they're also comparing more homes. The difference between a good offer and a great one often comes down to how your home presents.
Three simple steps can make a big impact:
1. Declutter ruthlessly – Remove personal items, excess furniture, and anything that makes spaces feel smaller. Buyers need to envision their life in your home, not yours.2. Deep clean everything – Don't just tidy up. Clean baseboards, windows, grout, and carpets. A sparkling home signals that it's been well-maintained.3. Add light staging touches – Fresh flowers, neutral throw pillows, and good lighting can transform a room without a big investment.
These aren't just cosmetic changes. They help buyers emotionally connect with your space, which directly impacts offer strength.
Spring sellers who take these steps seriously tend to see faster sales and higher offers. It's not about perfection—it's about presentation.
Call/text/email us if you have questions
Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
Knoxville, Tennesseehttps://gghknoxville.com/contact-guthrie-group-homes-knoxville/
#realestate #realestateagent #homeselling #sellingtips #springrealestate
Follow on Instagram

Hours & Info – Guthrie Group Homes, Real Estate

Location
191 Sand Creek Rd #100,
Brentwood, CA 94513

Contact Us
info@guthriegrouphomes.com
Office: (925) 628-2436

Broker:
Keller Williams East County

Real Estate License
Lic #01117537

Hours
Monday - 9AM–5PM
Tuesday - 9AM–5PM
Wednesday - 9AM–5PM
Thursday - 9AM–5PM
Friday - 9AM–5PM

Weekends by Appointment
Call (925) 628-2436

See Location

Real Estate Menu
How We Market Your House
Home Search
Blog
Sitemap
FAQs

Search Here

Visit our Sister Site in Knoxville Tennessee

Libby Guthrie Real Estate, Knoxville TN
Libby Guthrie Realtor, Knoxville TN

Guthrie Group Homes, Knoxville TN

Discover the history, beauty, and affordability of the Greater Knoxville area. Each neighborhood in Knoxville has its own charm and is worth exploring to get a true sense of the city's diverse character!

  • Home
  • Contact
  • Location
  • About
  • How Much Is My Home Worth?

Copyright © 2026 · Guthrie Group Homes, Real Estate · Lic #01117537 · 925-628-2436 · Brentwood, Antioch and Oakley, California · Log in

If your home is currently listed or you are a buyer represented by another real estate agent, this website, article, or blog post is for informational purposes only.

It is not our intention to solicit the offerings or clients of other real estate agents or brokers.

All information on this site is deemed reliable, but not guaranteed.

Terms of Use  | Cookies Policy | Privacy Policy | Advertising Policy | Accessibility

Privacy & Cookies: This site uses cookies. By continuing to use this website, you agree to their use.

To find out more, including how to control cookies, see here: Cookie Policy