Question: Libby, can you give me some tips on cutting household expenses? Answered by Libby Guthrie Video Transcript Hi, I’m Libby Guthrie, Keller Williams Realty in Northern California. I’m going to give you some tips today on cutting your household expenses. I know Ken and I have really looked at our expenses lately and have […]
Pre-Qualified vs Pre-Approved: What’s the Difference?
One of the first steps in purchasing a home is getting either pre-approved or pre-qualified for a mortgage. Unless of course, you’re buying with all cash. 😁 It’s very easy to get confused between the two things. So, should you get Pre-Qualified or Pre-Approved for a mortgage loan? Without getting into too much detail, we’ll give you […]
5 Little Known Hacks to Boost Your Credit Score
BEFORE You Buy A Home! * Please read our disclosures at the end of the article. You probably know by now that your credit score is critical to not only be able to qualify for a mortgage but also to get the best rate on your loan. So before you go house hunting, let’s get […]
How Credit Cards Affect Your Mortgage Application
So you think you’re finally ready to buy a house, but you have some credit card debt you’re thinking of paying off first. You’re wondering if your credit cards will affect your ability to get a mortgage. That’s a smart thing to wonder! Getting your credit in order before you apply for a home mortgage […]
Your Credit Score – More Important Than Just For Mortgages
Who’s Checking Your Money ‘Cred’? Maybe your ‘Street Cred’ isn’t too important to you, but your credit score should be. So, who IS checking your credit? That depends on what you – or your children – are shopping for, applying for or doing online. Just because you aren’t currently trying to get a mortgage or […]
Know and Understand Your Credit Score and Report [Infographic]
According to a new report from the credit bureau Experian, many prospective homebuyers are put off from the process because they are unaware of their credit scores. But knowing your credit score has never been more simple. Start by getting your free report from CreditKarma* at https://www.creditkarma.com. Yes, it’s totally free and there is no […]
6 Myths About Credit Scores You Need to Know [Infographic]
Like it or not, your credit score determines a great deal about what you can and can’t do in life, that is, when it comes to making major purchases like homes, cars and other high ticket items. Unfortunately, there are a lot of misconceptions and myths revolving around your credit score and how to keep […]
