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Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Libby and Ken Recommend

Recommendations from Libby and Ken Guthrie

Recommendations from Libby and Ken Guthrie for local events, articles, and getaways that we love, and think you'll love too. 💖

20 Unique Home Gifts for Everyone on Your List

December 13, 2021 By Libby Guthrie Leave a Comment

20 Unique Home Gifts for Every Person on Your List

Every year, it seems the holidays sneak up on us—and every year, that brings with it the dreaded last-minute gift panic. Finding a present that hits all the right notes can be surprisingly stressful, even when it comes to people you’ve known for years. But have no fear! We’ve lined up a list of unique […]

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Filed Under: Libby and Ken Recommend Tagged With: Christmas, Holidays, Winter

20 Ways to Save Money and Stretch Your Household Budget

May 18, 2020 By Ken Guthrie Leave a Comment

These days, it seems like everyone’s looking for ways to cut costs and stretch their income further. Fortunately, there are some simple steps you can take to reduce your household expenses without making radical changes to your standard of living. When combined, these small adjustments can add up to significant savings each month. Here are […]

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Filed Under: Libby and Ken Recommend Tagged With: Homeowner Tips

After This is Over…

April 21, 2020 By Libby Guthrie Leave a Comment

Are you stuck at home? So are we. We are muddling our way through, trying to keep some semblance of normalcy here at home and in our home offices. It’s not working too well, but we are doing our best. 😉 We hope you are too. At some point, this whole thing will be over […]

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Filed Under: Libby and Ken Recommend

Veterans Benefits You Might Not Know About in 2018

November 8, 2018 By Ken Guthrie Leave a Comment

Military Exchange Benefits As you may know, Active duty and retired military have always had the ability to shop at the military exchanges.  As of late last year, all honorably discharged veterans now have those privileges as well! This is just for the online Exchanges, not the physical locations. Here’s what Tom Shull, director, and […]

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Filed Under: Libby and Ken Recommend Tagged With: Benefits, Veterans

9 Discounts for Seniors You Might Not Have Known About

September 18, 2018 By Ken Guthrie 4 Comments

Everyone loves a discount, especially those on a fixed budget or limited income. This includes students, recent grads, widows and widowers, and of course, seniors. One of the difficulties with senior discounts is, well, you have to admit you’re a ‘senior’. Many of these discounts start for those who are 50 (think AARP) or 55. But most […]

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Filed Under: Libby and Ken Recommend Tagged With: Benefits

Ken and Libby’s Big Lake Shasta Adventure – The Movie

July 30, 2018 By Ken Guthrie Leave a Comment

We took hundreds of pictures while on our big adventure, too many to post in the original article. So we created this short video slideshow of sorts including more scenic photos, shots from the boat, and a few special personal moments. And you’re in luck, it’s right below. Enjoy! Let us know where you think […]

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Filed Under: Libby and Ken Recommend Tagged With: Recreation, Summer, Video

Ken and Libby Guthrie’s Big Lake Shasta Adventure

June 19, 2018 By Ken Guthrie Leave a Comment

“It hasta be Shasta!” Shasta Lake is a reservoir in Shasta County, California, United States. It is within the Whiskeytown–Shasta–Trinity National Recreation Area, operated by the Shasta-Trinity National Forest. It is also popularly known as “Lake Shasta”. Wikipedia Libby and I recently took a short vacation up at Lake Shasta. If you’ve never been, it’s gorgeous. […]

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Filed Under: Libby and Ken Recommend Tagged With: Recreation, Summer

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guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

Most don't realize what's negotiable when you buy Most don't realize what's negotiable when you buy a home in⁣
Knoxville Tennessee 👀⁣
⁣
Everyone focuses on the purchase price - and yes, that⁣
matters. ⁣
⁣
But a good agent is thinking about your monthly payment,⁣
what you're bringing to closing, what happens after the inspection report comes⁣
back, and whether the timeline actually lines up with your life.⁣
⁣
I've had clients walk away from the table with mortgage⁣
lender incentives/credits, Sellers paying for buyers closing costs, repair⁣
credits, and a move-in date that worked around their lease. ⁣
⁣
If you're buying a home in Knoxville let's talk. There's⁣
usually more room on the table than meets the eye.⁣
⁣
If we haven't met, I'm Libby Guthrie local real estate⁣
advisor in Knoxville.
The Financial Conversations Families Skip ⬅️ (don' The Financial Conversations Families Skip ⬅️ (don't do that!)Here's what derails most multigenerational home purchases: families fall in love with the idea, find the perfect property, and convince themselves the financial details will sort themselves out.
They don't.
Before you start the search, get clear on:
💰 Who's on the loan and what that means — Co-borrowers combine income to qualify for more, but they also share legal responsibility for the debt and the equity. That's different from a co-signer, who carries liability but doesn't own a piece of the property.
📝 How ownership is structured — Joint tenancy vs. tenancy in common affects what happens if someone wants to sell, refinance, or passes away. Equal contributions don't always mean equal ownership makes sense.
🤝 Getting it in writing — A written agreement covering expenses, maintenance, common areas, and exit plans protects everyone and makes future conversations easier.
The families who work this out before closing have far smoother experiences than those who assume it'll work itself out.
Link in bio
Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
Knoxville, Tennesseehttps://gghknoxville.com/multigenerational-home-buying-what-families-need-to-know-before-they-start/
#RealEstateAdvice #HomeBuying #MultigenerationalHome #FinancialPlanning #SmartHomebuying
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