BEFORE You Buy A Home! * Please read our disclosures at the end of the article. You probably know by now that your credit score is critical to not only be able to qualify for a mortgage but also to get the best rate on your loan. So before you go house hunting, let’s get […]
Articles about Credit Cards relating to Qualifying for a Home Loan
Articles about Credit Cards relating to Qualifying for a Home Loan, how your credit card debt can affect your ability to get a mortgage loan to buy a home.
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges).
The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.
2017 Year in Review * Guthrie Group Homes, Realtors
2017 was another crazy year, both in real estate, and California as a whole. Not to mention the nation and the world! I’m not sure if it’s me, but things seem to get stranger every year. Maybe it’s just my age. Despite the craziness, it was a pretty good year. But that all depends on […]
How Credit Cards Affect Your Mortgage Application
So you think you’re finally ready to buy a house, but you have some credit card debt you’re thinking of paying off first. You’re wondering if your credit cards will affect your ability to get a mortgage. That’s a smart thing to wonder! Getting your credit in order before you apply for a home mortgage […]
![We can help you negotiate a great deal on a new home — and the items to furnish it! Here are our top tips to score a better deal on home essentials.Want more ways to save as you outfit your new home? Check out our latest blog post.🔗 [Link in Bio]#realestate #realestateagent #realestatetips #homebuyertips #budgetdecorating](https://guthriegrouphomes.com/wp-content/plugins/instagram-feed/img/placeholder.png)