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Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Home Buyer Tips

Articles about Home Buyer Tips

There is a lot to know when you are buying a home. Whether you are a first-time homebuyer or a seasoned veteran, we have loads of tips for you.

Scroll down the page to find articles that interest you. Of course, if you have any questions, we are happy to help, just ask!

Buying a Home With Family: How Multigenerational Living Works (and What to Get Right)

April 13, 2026 By Libby Guthrie Leave a Comment

Is Buying a Home Together Right for Your Family

For a long time, multigenerational living had a reputation problem. It was the option families turned to when something had gone wrong — a job loss, a divorce, a health crisis. Moving back in with your parents, or having your parents move in with you, meant something hadn’t worked out. That story has changed pretty […]

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Filed Under: Home Buyers Tagged With: First-Time Home Buyers, Home Buyer Tips, Home Buying Tips

The True Cost of Homeownership: What You Pay Beyond the Mortgage

February 9, 2026 By Libby Guthrie Leave a Comment

The True Cost of Homeownership - What You Pay Beyond the Mortgage

When most homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It’s the figure lenders qualify them for, the number discussed during showings, and the benchmark used to determine budgets. The average annual cost of owning and maintaining a single-family home in the U.S., […]

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Filed Under: Homeowners Tagged With: First-Time Home Buyers, Home Buyer Tips, Homeowner Tips

How to Spot Real Estate Scams (and Protect Your Investment)

October 13, 2025 By Libby Guthrie Leave a Comment

How to Spot Real Estate Scams

Real estate scams are targeting more victims than ever before, and they’re becoming increasingly sophisticated. Nearly 10,000 Americans fell victim to real estate fraud in 2024, losing over $173 million according to FBI reports.1 Even more concerning, about one in four home buyers or sellers encounter suspicious activity during the closing process, and one in […]

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Filed Under: Real Estate Tagged With: First-Time Home Buyers, Home Buyer Tips, Home Seller Tips, Homeowner Tips

Real Estate Market Update: What Mid-Year Indicators Mean for Your Next Move

July 8, 2025 By Libby Guthrie Leave a Comment

Real Estate Market Update What Mid-Year Indicators Mean for Your Next Move

As we reach the midpoint of 2025, the U.S. housing market stands at a critical juncture. The frenzy of the pandemic-era real estate boom has long since cooled, but in its place we’re seeing a market searching for balance. Higher mortgage rates, cautious buyers, and rising home inventory are combining to reshape what it means […]

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Filed Under: Real Estate Tagged With: Home Buyer Tips, Home Seller Tips, Homeowner Tips, Real Estate Market

5 Roadblocks to Affordable Homeownership (and Ways to Move Past Them)

April 7, 2025 By Libby Guthrie Leave a Comment

5 Roadblocks to Affordable Homeownership

Dreaming of a new home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1 According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and elevated mortgage rates have caused monthly payments […]

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Filed Under: Home Buyers Tagged With: Credit Score, First-Time Home Buyers, Home Buyer Tips

Mid-Year Real Estate Market Update for 2024: What Buyers and Sellers Need to Know

June 11, 2024 By Libby Guthrie Leave a Comment

Mid-Year Real Estate Market Update for 2024

Last December, when the Federal Reserve projected a series of benchmark rate cuts in the coming year, some analysts speculated that mortgage rates—which had recently peaked near 8%—would fall closer to 6% by mid-2024.1,2,3 Unfortunately, persistent inflation has delayed the central bank’s timeline and kept the average 30-year mortgage rate hovering around 7% so far […]

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Filed Under: Real Estate Tagged With: California Real Estate, Home Buyer Tips, Home Seller Tips, Homeowner Tips

The Ultimate Relocation Guide: From Finding a House to Feeling at Home

May 10, 2024 By Libby Guthrie Leave a Comment

The Ultimate Relocation Guide

The peak moving season is upon us. In fact, according to Move.com, almost 70% of U.S. moves occur between May and September.1 And while the percentage of Americans who move each year has declined, the desire to relocate remains strong.2,3 In fact, Architectural Digest recently declared “Americans are restless” after a survey found that 55% […]

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Filed Under: Real Estate Tagged With: Home Buyer Tips, Home Seller Tips

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guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

The Financial Conversations Families Skip ⬅️ (don' The Financial Conversations Families Skip ⬅️ (don't do that!)Here's what derails most multigenerational home purchases: families fall in love with the idea, find the perfect property, and convince themselves the financial details will sort themselves out.
They don't.
Before you start the search, get clear on:
💰 Who's on the loan and what that means — Co-borrowers combine income to qualify for more, but they also share legal responsibility for the debt and the equity. That's different from a co-signer, who carries liability but doesn't own a piece of the property.
📝 How ownership is structured — Joint tenancy vs. tenancy in common affects what happens if someone wants to sell, refinance, or passes away. Equal contributions don't always mean equal ownership makes sense.
🤝 Getting it in writing — A written agreement covering expenses, maintenance, common areas, and exit plans protects everyone and makes future conversations easier.
The families who work this out before closing have far smoother experiences than those who assume it'll work itself out.
Link in bio
Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
Knoxville, Tennesseehttps://gghknoxville.com/multigenerational-home-buying-what-families-need-to-know-before-they-start/
#RealEstateAdvice #HomeBuying #MultigenerationalHome #FinancialPlanning #SmartHomebuying
Before you spend anything getting your Knoxville T Before you spend anything getting your Knoxville Tennessee⁣
area home ready to sell, read this. ⁣
⁣
The instinct to make upgrades before listing makes sense but⁣
it might work against you. ⁣
⁣
Buyers touring your home are already picturing how they'd⁣
make it their own. ⁣
⁣
The projects you invest in may not line up with what they⁣
actually want.⁣
⁣
👉 But there's good news:⁣
The updates that move the needle most aren't the big ones. ⁣
⁣
They're the ones that make a buyer feel like the home has⁣
been well cared for (and those don't require a major budget).⁣
⁣
Before I list any home, we'll walk your space and discuss⁣
what upgrades and repairs will net you the most at closing.⁣
⁣
Have questions about selling in the Knoxville area? ⁣
⁣
If we haven't met, I'm Libby Guthrie local real estate⁣
advisor in Knoxville TN area.
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