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Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Credit Score

Articles about Your Credit Score Related to Real Estate Financing

Your Credit Score also known as a FICO score is extremely important to be able to acquire financing to purchase real estate.

These articles can help you understand more about your credit score and the steps to take to get a loan to purchase a home.

 

5 Roadblocks to Affordable Homeownership (and Ways to Move Past Them)

April 7, 2025 By Libby Guthrie Leave a Comment

5 Roadblocks to Affordable Homeownership

Dreaming of a new home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1 According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and elevated mortgage rates have caused monthly payments […]

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Filed Under: Home Buyers Tagged With: Credit Score, First-Time Home Buyers, Home Buyer Tips

The 2025 Real Estate Report

January 13, 2025 By Libby Guthrie Leave a Comment

Home Values are going up in 2025

Experts Predict Home Values to Increase 1.5% to 3.6% in 2025. Top housing experts and economists give a glimpse of what mortgage rates, home values and the national real estate market will do in 2025. Key Takeaways Mortgages are forecasted to remain higher for longer; but there are things you can do to lower your […]

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Filed Under: Real Estate Tagged With: Credit Score, First-Time Home Buyers, Home Buying Tips, Home Sale Prices, Home Seller Tips, Market Report, Real Estate Market

Top 4 Factors to Consider When Choosing Your Mortgage

August 12, 2024 By Libby Guthrie Leave a Comment

Top 4 Factors to Consider When Choosing Your Mortgage

With home prices and rates still relatively high, securing a mortgage can feel daunting––even to the most experienced borrowers. But don’t let that deter you: If other homebuyers’ experiences are any indication, odds are you’ll eventually find a home loan that works well for you. In fact, most U.S. homeowners say they’re satisfied with the […]

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Filed Under: Financing Tagged With: Credit, Credit Score, First-Time Home Buyers, Mortgage

A Competitive Credit Score Saves Big When Actually Buying a Home

October 19, 2021 By Ken Guthrie Leave a Comment

Your Credit Score is incredibly important when you plan to buy a house or refinance a home mortgage. Yet this is one of the most overlooked parts of a home buying plan. The challenge is to start well ahead of the actual purchase of a home so you can position yourself in the best possible […]

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Filed Under: Financing Tagged With: Credit, Credit Score, First-Time Home Buyers, Home Buyer Tips, Mortgage

Tips for Buying a Home Even When Your Credit Profile Isn’t Ideal

March 23, 2021 By Guest Leave a Comment

Tips for Buying a Home Even When Your Credit Profile Isn’t Ideal

Guest Post by Bob Shannon Photo from Pixabay When making large purchases that require a loan, building a good credit score is critical. Despite your best efforts, you may find that your credit profile isn’t ideal when it comes time to purchase a house. Many people find themselves in this situation, but there are things […]

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Filed Under: Financing Tagged With: Credit, Credit Score, Home Buyer Tips, Home Buying Tips

First-Time Home Buyer Tips

May 21, 2019 By Libby Guthrie Leave a Comment

I’ve put together 15 First-Time Home Buyer Tips for you to get started on your journey toward the American Dream of homeownership. These tips are a great way to get started, but they do not cover everything you need to know about buying your first home. Still, this should give you a good head start. […]

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Filed Under: Home Buyers Tagged With: Credit Score, First-Time Home Buyers, Mortgage

5 Little Known Hacks to Boost Your Credit Score

April 17, 2018 By Ken Guthrie Leave a Comment

5 Little Known Hacks to Boost Your Credit Score

BEFORE You Buy A Home! *  Please read our disclosures at the end of the article. You probably know by now that your credit score is critical to not only be able to qualify for a mortgage but also to get the best rate on your loan. So before you go house hunting, let’s get […]

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Filed Under: Home Buyers Tagged With: Credit, Credit Cards, Credit Score

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guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

It’s a Buyer-Friendly Market in Many Areas—Here’s It’s a Buyer-Friendly Market in Many Areas—Here’s What That Means for You 🏠
Good news for U.S. homebuyers: recent market data shows more listings hitting the market and homes taking a bit longer to sell in a lot of metros. That shifts a little more leverage back to buyers.
What does that mean for you?
🔹 More homes to pick from – you’re not limited to 2–3 options
🔹 Less buyer competition – fewer intense bidding wars in many areas
🔹 More negotiating power – you can ask for repairs, closing cost help, or better terms
Pro Tip: In a buyer-leaning market, don’t be afraid to negotiate. Sellers know buyers have options right now.
Want to know what it looks like in your city? Call/text/email us!Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
#BuyersMarket #RealEstate #HomeBuying #MarketUpdate #HouseHunting
𝟐𝟎𝟐𝟔 𝐓𝐫𝐞𝐧𝐝 𝐀𝐥𝐞𝐫𝐭: Why 'Color-Drenching' and 'Bioph 𝟐𝟎𝟐𝟔 𝐓𝐫𝐞𝐧𝐝 𝐀𝐥𝐞𝐫𝐭: Why 'Color-Drenching' and 'Biophilic Design' are Replacing the All-White Kitchen 🎨The all-white kitchen? It's officially having a moment of rest. 🌿
According to the latest trend reports from Realtor.com, Redfin, and Houzz, two major design shifts are taking over in 2025: color-drenching (immersive, saturated color on walls, trim, and cabinetry) and biophilic design (bringing nature indoors).
Realtor.com's data shows biophilic/indoor-outdoor features surged 163% year-over-year, becoming the second-fastest growing home trend. Think large sliding glass doors, living walls, natural light, and materials that blur the line between inside and outside.
At the same time, buyers are gravitating toward warm, earthy tones—terracotta, sage, deep blues—and natural materials like wood, stone, and organic textures. The sterile, all-white aesthetic is giving way to spaces that feel grounded, calming, and connected to nature.
Why does this matter for sellers? Homes that incorporate natural elements and thoughtful color aren't just on-trend—they're emotionally resonant. Buyers want spaces that feel like a retreat, not a showroom. Even small updates like adding plants, swapping out hardware for warmer finishes, or painting an accent wall can make a big impact.
Bottom line: personality and nature are back in style.
Let us know in the comments: Are you team all-white or team color? 👇
#RealEstateTrends #HomeBuyingTips #RealEstateNews #HomeSellerTips #RealEstateAdvice #ModernHomeDesign #2025TrendsLibby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
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Brentwood, CA 94513

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