BEFORE You Buy A Home! * Please read our disclosures at the end of the article. You probably know by now that your credit score is critical to not only be able to qualify for a mortgage but also to get the best rate on your loan. So before you go house hunting, let’s get […]
Articles about Credit relating to Real Estate and Mortgage Loans
Articles about Credit relating to Real Estate and Mortgage Loans.
Credit is the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people.
The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment.
Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.
How Credit Cards Affect Your Mortgage Application
So you think you’re finally ready to buy a house, but you have some credit card debt you’re thinking of paying off first. You’re wondering if your credit cards will affect your ability to get a mortgage. That’s a smart thing to wonder! Getting your credit in order before you apply for a home mortgage […]
Your Credit Score – More Important Than Just For Mortgages
Who’s Checking Your Money ‘Cred’? Maybe your ‘Street Cred’ isn’t too important to you, but your credit score should be. So, who IS checking your credit? That depends on what you – or your children – are shopping for, applying for or doing online. Just because you aren’t currently trying to get a mortgage or […]
Know and Understand Your Credit Score and Report [Infographic]
According to a new report from the credit bureau Experian, many prospective homebuyers are put off from the process because they are unaware of their credit scores. But knowing your credit score has never been more simple. Start by getting your free report from CreditKarma* at https://www.creditkarma.com. Yes, it’s totally free and there is no […]
6 Myths About Credit Scores You Need to Know [Infographic]
Like it or not, your credit score determines a great deal about what you can and can’t do in life, that is, when it comes to making major purchases like homes, cars, and other high-ticket items. Unfortunately, there are a lot of misconceptions and myths revolving around your credit score and how to keep it […]
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These are a few of my favorite things 🎶 (Cue the music and bring in Julie Andrews...) 🎄
Smart home gadgets can help you simplify your celebrations and create lasting memories—plus, studies show they can increase your property value by up to 5%. Cha Ching! 🤑
Here are a few of our favorite uses for smart tech this season:
👨🍳 Effortless Entertaining
Make your gatherings unforgettable with smart lighting and voice-controlled music.
⭐ Upgraded Traditions
Enjoy movie nights with a smart projector, or create a dazzling outdoor display with ease.
🤖 Simplified home management
Keep your home spotless with a robot vacuum and manage deliveries with a smart doorbell.
🔒 Enhanced Home Security
Protect your home while you're away with smart security systems.
Check out our latest blog post to learn more about how smart home tech can increase your home value and to see our picks for the best gadgets for a stress-free holiday season.
🔗 [Lincoln Bio] 😏
#realestate #realestateagent #smarthometech #homeimprovements #propertyvalue](https://guthriegrouphomes.com/wp-content/plugins/instagram-feed/img/placeholder.png)
