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Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Home Buyer Tips

Articles about Home Buyer Tips

There is a lot to know when you are buying a home. Whether you are a first-time homebuyer or a seasoned veteran, we have loads of tips for you.

Scroll down the page to find articles that interest you. Of course, if you have any questions, we are happy to help, just ask!

The True Cost of Homeownership: What You Pay Beyond the Mortgage

February 9, 2026 By Libby Guthrie Leave a Comment

The True Cost of Homeownership - What You Pay Beyond the Mortgage

When most homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It’s the figure lenders qualify them for, the number discussed during showings, and the benchmark used to determine budgets. The average annual cost of owning and maintaining a single-family home in the U.S., […]

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Filed Under: Homeowners Tagged With: First-Time Home Buyers, Home Buyer Tips, Homeowner Tips

How to Spot Real Estate Scams (and Protect Your Investment)

October 13, 2025 By Libby Guthrie Leave a Comment

How to Spot Real Estate Scams

Real estate scams are targeting more victims than ever before, and they’re becoming increasingly sophisticated. Nearly 10,000 Americans fell victim to real estate fraud in 2024, losing over $173 million according to FBI reports.1 Even more concerning, about one in four home buyers or sellers encounter suspicious activity during the closing process, and one in […]

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Filed Under: Real Estate Tagged With: First-Time Home Buyers, Home Buyer Tips, Home Seller Tips, Homeowner Tips

Real Estate Market Update: What Mid-Year Indicators Mean for Your Next Move

July 8, 2025 By Libby Guthrie Leave a Comment

Real Estate Market Update What Mid-Year Indicators Mean for Your Next Move

As we reach the midpoint of 2025, the U.S. housing market stands at a critical juncture. The frenzy of the pandemic-era real estate boom has long since cooled, but in its place we’re seeing a market searching for balance. Higher mortgage rates, cautious buyers, and rising home inventory are combining to reshape what it means […]

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Filed Under: Real Estate Tagged With: Home Buyer Tips, Home Seller Tips, Homeowner Tips, Real Estate Market

5 Roadblocks to Affordable Homeownership (and Ways to Move Past Them)

April 7, 2025 By Libby Guthrie Leave a Comment

5 Roadblocks to Affordable Homeownership

Dreaming of a new home but feeling priced out? You’re not alone! According to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.1 According to data from the U.S. Census Bureau, home prices have risen around 32% since the pandemic, and elevated mortgage rates have caused monthly payments […]

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Filed Under: Home Buyers Tagged With: Credit Score, First-Time Home Buyers, Home Buyer Tips

Mid-Year Real Estate Market Update for 2024: What Buyers and Sellers Need to Know

June 11, 2024 By Libby Guthrie Leave a Comment

Mid-Year Real Estate Market Update for 2024

Last December, when the Federal Reserve projected a series of benchmark rate cuts in the coming year, some analysts speculated that mortgage rates—which had recently peaked near 8%—would fall closer to 6% by mid-2024.1,2,3 Unfortunately, persistent inflation has delayed the central bank’s timeline and kept the average 30-year mortgage rate hovering around 7% so far […]

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Filed Under: Real Estate Tagged With: California Real Estate, Home Buyer Tips, Home Seller Tips, Homeowner Tips

The Ultimate Relocation Guide: From Finding a House to Feeling at Home

May 10, 2024 By Libby Guthrie Leave a Comment

The Ultimate Relocation Guide

The peak moving season is upon us. In fact, according to Move.com, almost 70% of U.S. moves occur between May and September.1 And while the percentage of Americans who move each year has declined, the desire to relocate remains strong.2,3 In fact, Architectural Digest recently declared “Americans are restless” after a survey found that 55% […]

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Filed Under: Real Estate Tagged With: Home Buyer Tips, Home Seller Tips

6 Tips for a Successful Move to a New State

February 27, 2024 By Guest Leave a Comment

6 Tips for a Successful Move to a New State

Moving to a new state can be a wonderful experience but it also comes with some significant challenges, especially if your new location is going to be quite a big change from the place you currently call home. If you’re thinking about moving from one state to another,  This article, shared below by Sarah Velasquez […]

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Filed Under: Real Estate Tagged With: Home Buyer Tips

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guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

What Does 2026 Mean for Home Sellers?Thinking ab What Does 2026 Mean for Home Sellers?Thinking about selling in 2026? The automatic leverage sellers enjoyed during the pandemic is gone—but that doesn't mean it's a bad time to sell.
Well-priced, move-in-ready homes in desirable areas still attract strong interest. Properties that are overpriced or need work face longer marketing times. Concessions like closing cost credits and rate buydowns are becoming normal tools to stay competitive without cutting your asking price.
The key? Price accurately from the start, prepare your home well, and work with someone who understands current local conditions. In a more balanced market, preparation determines outcomes.
Read the full article: https://gghknoxville.com/2026-us-housing-market-forecast/ Link in bio
#HomeSelling #RealEstate #RealEstateTips #SellingYourHome #HousingMarket #RealEstateAdvice #HomeSellerTips
Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
🏡 New Year Resolution: The '1% Rule' for Homeowner 🏡 New Year Resolution: The '1% Rule' for Homeowners⁣
⁣
As we kick off the new year, here's a smart financial resolution that can save you stress and money down the road: the 1% Rule.⁣
⁣
What is it? Financial experts recommend setting aside 1-3% of your home's value each year for maintenance and repairs. This proactive approach helps you avoid being caught off guard by unexpected expenses like a failing HVAC system, roof repairs, or appliance replacements.⁣
⁣
Here's how to make it work:⁣
• For a $300,000 home, that's $3,000–$9,000 per year⁣
• Break it into monthly savings: $250–$750/month⁣
• Keep it in a separate savings account labeled "Home Maintenance Fund"⁣
• Use it only for home-related repairs and upkeep⁣
⁣
Newer homes might lean toward the 1% end, while older homes often need closer to 3%. Either way, you'll have peace of mind knowing you're prepared when something needs attention.⁣
⁣
This simple habit can protect your investment and keep your home in great shape for years to come.⁣
⁣
Let us know in the comments⁣
⁣
#realestate #homeowner #homeownertips #homemaintenance #newyearresolution #homeownership #realestatetips #homecare #financialtips #homeinvestment #realestateadvice #propertycare⁣
⁣
Libby Guthrie, REALTOR® 🏡⁣
Cell: 865-364-0200⁣
Keller Williams 865-966-5005⁣
GGHKnoxville.com⁣
Libby@GuthrieGroupHomes.com
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