With home prices and rates still relatively high, securing a mortgage can feel daunting––even to the most experienced borrowers. But don’t let that deter you: If other homebuyers’ experiences are any indication, odds are you’ll eventually find a home loan that works well for you. In fact, most U.S. homeowners say they’re satisfied with the […]
Articles about Financing for Real Estate
On this page, you will find articles about real estate financing, mortgages, credit, and credit reports. Learn more about real estate financing for home buyers and homeowners.
BREAKING NEWS: What Recent Bank Failures Mean For Mortgage Rates (and You)
The recent collapse of Silicon Valley and Signature banks sent shockwaves through the financial sector, causing a ripple effect through the economy. While the situation has been challenging, there’s also been a silver lining in real estate: Mortgage rates are down. Read on for a summary of the situation, as well as what it means […]
8 Strategies to Secure a Lower Mortgage Rate
Securing a Lower Mortgage Rate can save you thousands of dollars over the life of your home loan. Here are 8 simple ways to do so. Mortgage rates have been on a roller coaster ride this year, rising and falling amid inflationary pressures and economic uncertainty. And even the experts are divided when it comes […]
A Competitive Credit Score Saves Big When Actually Buying a Home
Your Credit Score is incredibly important when you plan to buy a house or refinance a home mortgage. Yet this is one of the most overlooked parts of a home buying plan. The challenge is to start well ahead of the actual purchase of a home so you can position yourself in the best possible […]
Tips for Buying a Home Even When Your Credit Profile Isn’t Ideal
Guest Post by Bob Shannon Photo from Pixabay When making large purchases that require a loan, building a good credit score is critical. Despite your best efforts, you may find that your credit profile isn’t ideal when it comes time to purchase a house. Many people find themselves in this situation, but there are things […]
Lowest Mortgage Rates in History: What It Means for Homeowners and Buyers
In July, the average 30-year fixed-rate mortgage fell below 3% for the first time in history.1 And while many Americans have rushed to take advantage of this unprecedented opportunity, others question the hype. Are today’s rates truly a bargain? While average mortgage rates have drifted between 4% and 5% in recent years, they haven’t always […]
Should I Make My Mortgage Payment During the COVID-19 Pandemic? [VIDEO]
Question: Libby, should I make my mortgage payment during the COVID-19 pandemic? Answered by Libby Guthrie Video Transcript Hi, I’m Libby Guthrie with Keller Williams in Northern California, and I’ve had a lot of clients ask me recently whether or not they should make their mortgage payment in light of the COVID-19 situation. So I’m going […]
![Thinking about buying a home with family?
Pooling resources with relatives can open new doors, but it’s important to ask the right questions before diving in.
Whether your goal is to care for aging parents, share childcare responsibilities, or simply afford a more desirable home, having a clear plan is key.
Here are a few questions to get you started:
🤔 What’s everyone looking for in the new home?
⚖ Are there compromises the family can agree on?
💼 How will responsibilities and expenses be divided?
🏠 Are there long-term considerations, like accessibility or upkeep costs?
🗓 How will family dynamics change with this new living arrangement?
Open communication is essential to making this transition successful—and we’re here to help.
From family meetings to market advice, we’ll guide you through the process and help you find a home that works for everyone.
Read more in our latest blog post: [Link in Bio]
#realestate #realestateagent #multigenerationalliving #familyhome #homebuyingtips](https://guthriegrouphomes.com/wp-content/plugins/instagram-feed/img/placeholder.png)
