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Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Financing » Page 3

Articles about Financing for Real Estate

On this page, you will find articles about real estate financing, mortgages, credit, and credit reports. Learn more about real estate financing for home buyers and homeowners.

Housing Benefits for Our Nation’s Veterans

November 17, 2015 By Ken Guthrie Leave a Comment

This past Wednesday was Veteran’s Day, and in honor of our veterans and active duty military personnel, we’d like to share a little information about homeownership and our service members. The homeownership rate among veterans far outpaces that of civilians, according to Veterans United Home Loans. However, active duty military personnel often face challenges, due […]

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Filed Under: Financing, Real Estate Tagged With: Benefits, VA Loans, Veterans

Know and Understand Your Credit Score and Report [Infographic]

September 16, 2015 By Ken Guthrie 1 Comment

According to a new report from the credit bureau Experian, many prospective homebuyers are put off from the process because they are unaware of their credit scores. But knowing your credit score has never been more simple. Start by getting your free report from CreditKarma* at https://www.creditkarma.com. Yes, it’s totally free and there is no […]

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Filed Under: Financing Tagged With: Credit, Credit Score, Infographic, Mortgage

6 Myths About Credit Scores You Need to Know [Infographic]

June 15, 2015 By Ken Guthrie Leave a Comment

Like it or not, your credit score determines a great deal about what you can and can’t do in life, that is, when it comes to making major purchases like homes, cars, and other high-ticket items. Unfortunately, there are a lot of misconceptions and myths revolving around your credit score and how to keep it […]

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Filed Under: Financing Tagged With: Credit, Credit Score

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guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

Planning to Buy a Home in 2026? Let's Get Your Fin Planning to Buy a Home in 2026? Let's Get Your Finances Ready!⁣
Starting your financial prep now gives you a huge advantage in the home buying process. Here's your 12-month timeline to get mortgage-ready:⁣
⁣
12 months out: ✅ Start saving for your down payment (aim for 10-20% of your target home price) ✅ Check your credit report and dispute any errors⁣
⁣
6-9 months out: ✅ Pay down existing debt to improve your debt-to-income ratio ✅ Avoid opening new credit accounts ✅ Build up your emergency fund (3-6 months of expenses)⁣
⁣
3-6 months out: ✅ Research lenders and mortgage options ✅ Gather financial documents (pay stubs, tax returns, bank statements)⁣
⁣
1-3 months out: ✅ Get pre-approved for your mortgage ✅ Start house hunting with confidence!⁣
⁣
💡 Pro tip: Don't just save for the down payment! Remember to budget for closing costs (typically 2-5% of the home price), moving expenses, and immediate home needs.⁣
⁣
The key is consistency. Even setting aside $200-500 monthly can make a significant difference by 2026. Your future self will thank you for starting early!⁣
⁣
Call, text, or email us if you have questions about getting your finances in order.⁣
⁣
Libby Guthrie, REALTOR® 🏡⁣
Cell: 865-364-0200⁣
Keller Williams 865-966-5005⁣
GGHKnoxville.com⁣
Libby@GuthrieGroupHomes.com⁣
⁣
⁣
#RealEstate #HomeBuying #FirstTimeHomeBuyer #MortgageTips #FinancialPlanning #HomeBuyingTips #RealEstateAgent #PropertySearch #DreamHome #HomeOwnership
𝗛𝗼𝗹𝗶𝗱𝗮𝘆 𝗛𝗼𝗺𝗲 𝗦𝗲𝗹𝗹𝗶𝗻𝗴: 𝗧𝗵𝗲 𝗥𝗲𝗮𝗹 𝗦𝗰𝗼𝗼𝗽 🏠✨⁣ ⁣ Thinkin 𝗛𝗼𝗹𝗶𝗱𝗮𝘆 𝗛𝗼𝗺𝗲 𝗦𝗲𝗹𝗹𝗶𝗻𝗴: 𝗧𝗵𝗲 𝗥𝗲𝗮𝗹 𝗦𝗰𝗼𝗼𝗽 🏠✨⁣
⁣
Thinking about listing your home during the holidays? Here's what you need to know:⁣
⁣
THE PROS: ⁣
• Buyers are typically more serious and motivated⁣
• Less competition from other sellers ⁣
• Homes show beautifully with festive decorations ⁣
• Corporate relocations often happen in January (buyers need to move fast!)⁣
⁣
THE CONS: ⁣
• Generally fewer buyers browsing the market ⁣
• Holiday schedules can make showings tricky ⁣
• Weather challenges in some areas ⁣
• People are focused on holiday spending⁣
⁣
💡 Key Insight: While you might see less overall activity, the buyers who ARE looking tend to be ready to make decisions quickly. Quality over quantity!⁣
⁣
The holiday market isn't right for everyone, but it can work beautifully for sellers who price strategically and are flexible with showings.⁣
⁣
Every situation is unique, and market conditions vary by location. What works in your area might surprise you!⁣
⁣
Call, text, or email us if you have questions about whether holiday selling makes sense for your situation.⁣
⁣
Libby Guthrie, REALTOR® 🏡⁣
Cell: 865-364-0200⁣
Keller Williams 865-966-5005⁣
GGHKnoxville.com⁣
Libby@GuthrieGroupHomes.com⁣
⁣
⁣
#RealEstate #HolidaySelling #HomeSelling #RealEstateAgent #PropertySales #HolidayMarket #HomeSellers #RealEstateTips #YourLocalRealtor #HouseHunting
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Hours & Info – Guthrie Group Homes, Real Estate

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Brentwood, CA 94513

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info@guthriegrouphomes.com
Office: (925) 628-2436

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Keller Williams East County

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