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Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Homeowner Tips

Articles about Homeowner Tips

Owning a home is more than just going through the process of buying a house. Once your purchase is complete, there are many things to consider during the time you own the home.

These include maintenance, home improvement, your home's value, equity, taxes, insurance, and other things you may not think of.

Peruse our extensive library of articles just for homeowners.

The True Cost of Homeownership: What You Pay Beyond the Mortgage

February 9, 2026 By Libby Guthrie Leave a Comment

The True Cost of Homeownership - What You Pay Beyond the Mortgage

When most homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It’s the figure lenders qualify them for, the number discussed during showings, and the benchmark used to determine budgets. The average annual cost of owning and maintaining a single-family home in the U.S., […]

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Filed Under: Homeowners Tagged With: First-Time Home Buyers, Home Buyer Tips, Homeowner Tips

Planning Your 2026 Real Estate Moves: A Guide to the Best Buying and Selling Seasons

December 8, 2025 By Libby Guthrie Leave a Comment

Planning Your 2026 Real Estate Moves

Timing isn’t everything in real estate, but it can mean the difference between saving $20,000 or paying a premium, selling in 30 days or waiting three months, and negotiating from a position of strength or uncertainty. As we look toward 2026, understanding seasonal patterns has become more critical than ever. With inventory levels normalizing and […]

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Filed Under: Real Estate Tagged With: First-Time Home Buyers, Home Buying Tips, Home Seller Tips, Homeowner Tips

Can You Really Trust Online Home Estimates?

November 10, 2025 By Libby Guthrie Leave a Comment

Can You Really Trust Online Home Estimates

For millions of homeowners, checking their Zillow Zestimate has become as routine as checking a stock portfolio, a quick hit of seeing your home’s estimated value, right at your fingertips. With 178 million monthly users and over 100 million homes covered, the platform’s instant, free, and convenient appeal is undeniable. But here’s a famous cautionary […]

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Filed Under: Real Estate Tagged With: California Real Estate, Home Seller Tips, Homeowner Tips

How to Spot Real Estate Scams (and Protect Your Investment)

October 13, 2025 By Libby Guthrie Leave a Comment

How to Spot Real Estate Scams

Real estate scams are targeting more victims than ever before, and they’re becoming increasingly sophisticated. Nearly 10,000 Americans fell victim to real estate fraud in 2024, losing over $173 million according to FBI reports.1 Even more concerning, about one in four home buyers or sellers encounter suspicious activity during the closing process, and one in […]

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Filed Under: Real Estate Tagged With: First-Time Home Buyers, Home Buyer Tips, Home Seller Tips, Homeowner Tips

10 Hidden Home Maintenance Tasks That Could Save You Thousands

August 11, 2025 By Ken Guthrie Leave a Comment

10 Hidden Home Maintenance Tasks

As a homeowner, you’re likely diligent about the basics—mowing the lawn, touching up paint, and cleaning regularly. Right? 😁 But what about the critical home maintenance tasks you don’t see every day? Research shows that home maintenance frequently takes a backseat, even with the best intentions. In fact, a recent survey found that 60% of […]

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Filed Under: Home Improvement Tagged With: Home Improvement Projects, Homeowner Tips, Ken's Korner

Real Estate Market Update: What Mid-Year Indicators Mean for Your Next Move

July 8, 2025 By Libby Guthrie Leave a Comment

Real Estate Market Update What Mid-Year Indicators Mean for Your Next Move

As we reach the midpoint of 2025, the U.S. housing market stands at a critical juncture. The frenzy of the pandemic-era real estate boom has long since cooled, but in its place we’re seeing a market searching for balance. Higher mortgage rates, cautious buyers, and rising home inventory are combining to reshape what it means […]

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Filed Under: Real Estate Tagged With: Home Buyer Tips, Home Seller Tips, Homeowner Tips, Real Estate Market

A Seasonal Guide to Home Care & Maintenance

June 5, 2025 By Ken Guthrie Leave a Comment

A Seasonal Guide to Home Care & Maintenance

Updated June 5th, 2025 From summer vacations to winter holidays, it seems each season offers the perfect excuse to put off our to-do list. But be careful, homeowners: neglecting your home’s maintenance could put your personal safety—and one of your largest financial investments—at serious risk. In no time at all, small problems can lead to […]

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Filed Under: Home Improvement Tagged With: Fall, Home Repairs, Homeowner Tips, Spring, Summer, Winter

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guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

Your mortgage payment is only part of the story. 🏡 Your mortgage payment is only part of the story. 🏡⁣
⁣
Most homebuyers focus exclusively on their monthly mortgage payment when calculating affordability. But here's the reality: that payment typically represents only 70-80% of what homeownership actually costs each month.⁣
⁣
The average cost of owning and maintaining a single-family home in the U.S., excluding the mortgage, is estimated at around $21,400 in 2025—roughly $1,800 per month. When you factor in these costs, a $2,500 monthly mortgage can grow to over $4,000 in total housing costs.⁣
⁣
💡 Key takeaways:⁣
⁣
-	Nearly 45% of homeowners report post-purchase regrets, most commonly due to higher-than-expected maintenance and hidden costs⁣
-	Insurance and property taxes continue rising annually—sometimes jumping $200-300/month in a single year⁣
-	Home maintenance now averages around $8,800 annually, with first-year owners often facing higher costs⁣
-	The solution? Budget for mortgage PLUS approximately $1,800 monthly in carrying costs⁣
⁣
True affordability isn't what a lender approves—it's what lets you sleep well at night when the water heater fails or insurance premiums spike.⁣
⁣
Link in bio⁣
⁣
Libby Guthrie, REALTOR® 🏡⁣
Cell: 865-364-0200⁣
Keller Williams 865-966-5005⁣
GGHKnoxville.com⁣
Libby@GuthrieGroupHomes.com⁣
⁣
⁣
#RealEstate #Homeownership #HomeBuying #FirstTimeHomeBuyer #RealEstateTips #HomeownershipCosts #RealEstateAdvice #HousingMarket
New Year, New Home Goals: 3 Housing Resolutions Th New Year, New Home Goals: 3 Housing Resolutions That Actually WorkNew year, new home goals! 🏡
If homeownership is on your radar for 2026, skip the vague resolutions and focus on these three actionable steps that actually move the needle:
1. Improve Your Credit Score
Even a small boost can save you thousands over the life of your loan. Pay down credit card balances, dispute errors on your report, and avoid opening new accounts. Recent data shows that buyers with scores above 740 secure the best rates.
2. Get Pre-Approved Early
Pre-approval isn't just a formality—it's your competitive edge. Sellers take serious buyers seriously, and knowing your budget helps you move quickly when the right home appears. Many buyers are getting pre-approved months before they start touring homes.
3. Track Listings Weekly
The market moves fast. Set up alerts and consistently check new listings to understand pricing trends in your target neighborhoods. Knowledge is power when it comes to making confident offers.
These aren't just resolutions—they're your roadmap to homeownership this year.
Let us know in the comments which resolution you're committing to first!
#realestate #homebuying #newyearnewhome #homebuyingtips #firsttimehomebuyer #realestatetips #realestateagent #homeownership #2024goals #buyersagent #realestategoals #househunting #creditscore #preapproval #newyearnewgoals
Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
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