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Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Benefits

Benefits for Seniors and Veterans

Articles and information about benefits for seniors and veterans.

This includes VA loans, discounts, and housing benefits for veterans and active-duty military personnel.

Everything You Need to Know about VA Home Loans

November 9, 2018 By Guest Leave a Comment

Guest post by Patti Shaner HomeBridge Financial What is a VA Home Loan? A VA Home Loan is a mortgage loan provided by private lenders, such as mortgage companies and banks. The loan is partially guaranteed by the Veterans Administration. The Veterans Administration does not lend money, itself. The VA gives a mortgage lender a guarantee that if […]

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Filed Under: Financing Tagged With: Benefits, VA Loans, Veterans

Veterans Benefits You Might Not Know About in 2018

November 8, 2018 By Ken Guthrie Leave a Comment

Military Exchange Benefits As you may know, Active duty and retired military have always had the ability to shop at the military exchanges.  As of late last year, all honorably discharged veterans now have those privileges as well! This is just for the online Exchanges, not the physical locations. Here’s what Tom Shull, director, and […]

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Filed Under: Libby and Ken Recommend Tagged With: Benefits, Veterans

9 Discounts for Seniors You Might Not Have Known About

September 18, 2018 By Ken Guthrie 4 Comments

Everyone loves a discount, especially those on a fixed budget or limited income. This includes students, recent grads, widows and widowers, and of course, seniors. One of the difficulties with senior discounts is, well, you have to admit you’re a ‘senior’. Many of these discounts start for those who are 50 (think AARP) or 55. But most […]

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Housing Benefits for Our Nation’s Veterans

November 17, 2015 By Ken Guthrie Leave a Comment

This past Wednesday was Veteran’s Day, and in honor of our veterans and active duty military personnel, we’d like to share a little information about homeownership and our service members. The homeownership rate among veterans far outpaces that of civilians, according to Veterans United Home Loans. However, active duty military personnel often face challenges, due […]

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Filed Under: Financing, Real Estate Tagged With: Benefits, VA Loans, Veterans

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guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

🏡 New Year Resolution: The '1% Rule' for Homeowner 🏡 New Year Resolution: The '1% Rule' for Homeowners⁣
⁣
As we kick off the new year, here's a smart financial resolution that can save you stress and money down the road: the 1% Rule.⁣
⁣
What is it? Financial experts recommend setting aside 1-3% of your home's value each year for maintenance and repairs. This proactive approach helps you avoid being caught off guard by unexpected expenses like a failing HVAC system, roof repairs, or appliance replacements.⁣
⁣
Here's how to make it work:⁣
• For a $300,000 home, that's $3,000–$9,000 per year⁣
• Break it into monthly savings: $250–$750/month⁣
• Keep it in a separate savings account labeled "Home Maintenance Fund"⁣
• Use it only for home-related repairs and upkeep⁣
⁣
Newer homes might lean toward the 1% end, while older homes often need closer to 3%. Either way, you'll have peace of mind knowing you're prepared when something needs attention.⁣
⁣
This simple habit can protect your investment and keep your home in great shape for years to come.⁣
⁣
Let us know in the comments⁣
⁣
#realestate #homeowner #homeownertips #homemaintenance #newyearresolution #homeownership #realestatetips #homecare #financialtips #homeinvestment #realestateadvice #propertycare⁣
⁣
Libby Guthrie, REALTOR® 🏡⁣
Cell: 865-364-0200⁣
Keller Williams 865-966-5005⁣
GGHKnoxville.com⁣
Libby@GuthrieGroupHomes.com
What Do 2026 Housing Forecasts Actually Mean for B What Do 2026 Housing Forecasts Actually Mean for Buyers?
If you've been waiting on the sidelines, here's what you need to know about 2026:
The Good News:
✅ Mortgage rates settling in 6.0–6.4% range (improvement from 2025)
✅ More inventory = more choices and negotiating power
✅ Less competition—bidding wars are becoming rare
✅ Sellers are more open to contingencies and concessions
The Reality Check:
⚠️ Rates won't return to pandemic lows (3% is unrealistic)
⚠️ Prices still expected to rise 0.5–4% (waiting won't mean lower prices)
⚠️ First-time buyers still face steep challenges (median age now 40)
Bottom line: The market is normalizing, not crashing. If you've been holding out for perfect conditions, you might be waiting forever. Instead, focus on what you can control—strengthening credit, building savings, and getting pre-approved.
The question isn't whether the market is perfect. It's whether your personal situation is ready.
Want to discuss what 2026 could look like for your specific goals? Let's talk strategy.
Read the full article: https://gghknoxville.com/2026-us-housing-market-forecast/ Link in bio
Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
#HomeBuying #RealEstate2026 #FirstTimeHomeBuyer #HousingMarket #MortgageRates #BuyerTips #RealEstateAdvice #HousingForecast #HomeBuyers
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