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Guthrie Group Homes

Real Estate

Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
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Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

Your mortgage payment is only part of the story. 🏡 Your mortgage payment is only part of the story. 🏡⁣
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Most homebuyers focus exclusively on their monthly mortgage payment when calculating affordability. But here's the reality: that payment typically represents only 70-80% of what homeownership actually costs each month.⁣
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The average cost of owning and maintaining a single-family home in the U.S., excluding the mortgage, is estimated at around $21,400 in 2025—roughly $1,800 per month. When you factor in these costs, a $2,500 monthly mortgage can grow to over $4,000 in total housing costs.⁣
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💡 Key takeaways:⁣
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-	Nearly 45% of homeowners report post-purchase regrets, most commonly due to higher-than-expected maintenance and hidden costs⁣
-	Insurance and property taxes continue rising annually—sometimes jumping $200-300/month in a single year⁣
-	Home maintenance now averages around $8,800 annually, with first-year owners often facing higher costs⁣
-	The solution? Budget for mortgage PLUS approximately $1,800 monthly in carrying costs⁣
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True affordability isn't what a lender approves—it's what lets you sleep well at night when the water heater fails or insurance premiums spike.⁣
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Link in bio⁣
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Libby Guthrie, REALTOR® 🏡⁣
Cell: 865-364-0200⁣
Keller Williams 865-966-5005⁣
GGHKnoxville.com⁣
Libby@GuthrieGroupHomes.com⁣
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#RealEstate #Homeownership #HomeBuying #FirstTimeHomeBuyer #RealEstateTips #HomeownershipCosts #RealEstateAdvice #HousingMarket
New Year, New Home Goals: 3 Housing Resolutions Th New Year, New Home Goals: 3 Housing Resolutions That Actually WorkNew year, new home goals! 🏡
If homeownership is on your radar for 2026, skip the vague resolutions and focus on these three actionable steps that actually move the needle:
1. Improve Your Credit Score
Even a small boost can save you thousands over the life of your loan. Pay down credit card balances, dispute errors on your report, and avoid opening new accounts. Recent data shows that buyers with scores above 740 secure the best rates.
2. Get Pre-Approved Early
Pre-approval isn't just a formality—it's your competitive edge. Sellers take serious buyers seriously, and knowing your budget helps you move quickly when the right home appears. Many buyers are getting pre-approved months before they start touring homes.
3. Track Listings Weekly
The market moves fast. Set up alerts and consistently check new listings to understand pricing trends in your target neighborhoods. Knowledge is power when it comes to making confident offers.
These aren't just resolutions—they're your roadmap to homeownership this year.
Let us know in the comments which resolution you're committing to first!
#realestate #homebuying #newyearnewhome #homebuyingtips #firsttimehomebuyer #realestatetips #realestateagent #homeownership #2024goals #buyersagent #realestategoals #househunting #creditscore #preapproval #newyearnewgoals
Libby Guthrie, REALTOR® 🏡
Cell: 865-364-0200
Keller Williams 865-966-5005
GGHKnoxville.com
Libby@GuthrieGroupHomes.com
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Hours & Info – Guthrie Group Homes, Real Estate

Location
191 Sand Creek Rd #100,
Brentwood, CA 94513

Contact Us
info@guthriegrouphomes.com
Office: (925) 628-2436

Broker:
Keller Williams East County

Real Estate License
Lic #01117537

Hours
Monday - 9AM–5PM
Tuesday - 9AM–5PM
Wednesday - 9AM–5PM
Thursday - 9AM–5PM
Friday - 9AM–5PM

Weekends by Appointment
Call (925) 628-2436

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