• Home
  • Blog
  • Contact
    • Location
  • About
    • Libby Guthrie
    • Ken Guthrie
    • Brittany Armenta Perez
  • Search the MLS
  • Sell
    • Sell My House
    • What’s My Home Worth?
  • Buy
    • Search the MLS
    • Home Buyers Guide – How to Avoid Costly Mistakes When Buying a Home
    • Frequently Asked Questions of Home Buyers
  • Reviews
    • Leave Your Review
  • FAQs

Guthrie Group Homes

Real Estate

Call Guthrie Group Homes, Real Estate at (925) 628-2436 | DRE #01117537Guthrie Group Homes, Real Estate - Keller Williams East County
Real Estate - Home » Leave Your Review

Leave Your Review

Thank you for taking the time to leave your review on our recent real estate transaction. Testimonials and referrals are the lifeblood of our business, so your review really means a lot to us here at Guthrie Group Homes!

Choose the site where you want to post your review by clicking on the appropriate link below.

Facebook

Click here to leave your review on Facebook.

Google

Click here to leave your review on Google.

Our Website

Click here to leave your review here on our website.

Yelp

Click here to leave your review on Yelp.

Zillow

Click here to leave your review on Zillow.

If you need help with anything, just reach out. We’re here to help.

Share
Tweet
Pin
Share
Pocket
Buffer
0 Shares

Reviews and Testimonials

Some of Our Reviews

  • Is It Possible to Give 10 Stars?
  • The Consummate Real Estate Broker!
  • We Recommend to Everyone!
  • Libby Stayed on Top of Things!
  • We Highly Recommend Libby!
  • House Sold Fast
  • Very Responsive
  • Forever Grateful
  • Definitely Recommend!
  • Libby knows her stuff!
  • Five Stars!
  • Libby is Great!
  • I highly recommend!
  • Best out there!
  • All Reviews

guthriegrouphomes

Libby Guthrie, Realtor
@ Keller Williams 865-966-5005
🏡 Helping You Make the Move to Knoxville
📱 Cell: 865-364-0200
🏡 Good People, Great Homes!

𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗧𝗮𝘅 𝗜𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝘀 😱⁣ ⁣ Think yo 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗧𝗮𝘅 𝗜𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝘀 😱⁣
⁣
Think your mortgage payment is locked in? Think again. 🔒⁣
⁣
While your fixed-rate mortgage provides payment stability, the escrowed components—taxes and insurance—aren't so stable. As of December 2025, the average insurance premium for a new policy rose 8.5% year-over-year. Climate disasters, higher rebuilding costs, and insurer risk recalibration continue driving these increases with no signs of reversing.⁣
⁣
Property taxes aren't truly fixed either. The average reached $4,271 in 2024, with many homeowners seeing increases of 16% or more. Even where tax rates stay flat, rising home values keep actual bills climbing—creating the irony that your home's appreciation increases your annual expenses.⁣
⁣
The reality: A homeowner can receive a letter from their mortgage servicer saying their payment is increasing $200-300 because insurance premiums rose and the property was reassessed—without moving, refinancing, or renovating. No action taken, yet annual housing costs just jumped $2,400+.⁣
⁣
💡 Takeaway: When budgeting for homeownership, expect these "fixed" costs to rise. True stability requires planning for volatility.⁣
⁣
Link in Bio⁣
⁣
Libby Guthrie, REALTOR® 🏡⁣
Cell: 865-364-0200⁣
Keller Williams 865-966-5005⁣
GGHKnoxville.com⁣
Libby@GuthrieGroupHomes.com⁣
⁣
⁣
#RealEstate #Homeownership #PropertyTaxes #HomeInsurance #RealEstateTips #HomeBuying  #HousingCosts #knoxvilletn
Your mortgage payment is only part of the story. 🏡 Your mortgage payment is only part of the story. 🏡⁣
⁣
Most homebuyers focus exclusively on their monthly mortgage payment when calculating affordability. But here's the reality: that payment typically represents only 70-80% of what homeownership actually costs each month.⁣
⁣
The average cost of owning and maintaining a single-family home in the U.S., excluding the mortgage, is estimated at around $21,400 in 2025—roughly $1,800 per month. When you factor in these costs, a $2,500 monthly mortgage can grow to over $4,000 in total housing costs.⁣
⁣
💡 Key takeaways:⁣
⁣
-	Nearly 45% of homeowners report post-purchase regrets, most commonly due to higher-than-expected maintenance and hidden costs⁣
-	Insurance and property taxes continue rising annually—sometimes jumping $200-300/month in a single year⁣
-	Home maintenance now averages around $8,800 annually, with first-year owners often facing higher costs⁣
-	The solution? Budget for mortgage PLUS approximately $1,800 monthly in carrying costs⁣
⁣
True affordability isn't what a lender approves—it's what lets you sleep well at night when the water heater fails or insurance premiums spike.⁣
⁣
Link in bio⁣
⁣
Libby Guthrie, REALTOR® 🏡⁣
Cell: 865-364-0200⁣
Keller Williams 865-966-5005⁣
GGHKnoxville.com⁣
Libby@GuthrieGroupHomes.com⁣
⁣
⁣
#RealEstate #Homeownership #HomeBuying #FirstTimeHomeBuyer #RealEstateTips #HomeownershipCosts #RealEstateAdvice #HousingMarket
Follow on Instagram

Hours & Info – Guthrie Group Homes, Real Estate

Location
191 Sand Creek Rd #100,
Brentwood, CA 94513

Contact Us
info@guthriegrouphomes.com
Office: (925) 628-2436

Broker:
Keller Williams East County

Real Estate License
Lic #01117537

Hours
Monday - 9AM–5PM
Tuesday - 9AM–5PM
Wednesday - 9AM–5PM
Thursday - 9AM–5PM
Friday - 9AM–5PM

Weekends by Appointment
Call (925) 628-2436

See Location

Real Estate Menu
How We Market Your House
Home Search
Blog
Sitemap
FAQs

Search Here

Visit our Sister Site in Knoxville Tennessee

Libby Guthrie Real Estate, Knoxville TN
Libby Guthrie Realtor, Knoxville TN

Guthrie Group Homes, Knoxville TN

Discover the history, beauty, and affordability of the Greater Knoxville area. Each neighborhood in Knoxville has its own charm and is worth exploring to get a true sense of the city's diverse character!

  • Home
  • Contact
  • Location
  • About
  • How Much Is My Home Worth?

Copyright © 2026 · Guthrie Group Homes, Real Estate · Lic #01117537 · 925-628-2436 · Brentwood, Antioch and Oakley, California · Log in

If your home is currently listed or you are a buyer represented by another real estate agent, this website, article, or blog post is for informational purposes only.

It is not our intention to solicit the offerings or clients of other real estate agents or brokers.

All information on this site is deemed reliable, but not guaranteed.

Terms of Use  | Cookies Policy | Privacy Policy | Advertising Policy | Accessibility

Privacy & Cookies: This site uses cookies. By continuing to use this website, you agree to their use.

To find out more, including how to control cookies, see here: Cookie Policy